# Summit > AI-Powered Spend Management for Singapore Businesses Summit is an AI-powered spend management platform built for finance teams in Singapore. It automates employee expense claims, vendor invoice processing, and corporate card reconciliation — replacing manual data entry with intelligent document capture, policy-based approval workflows, and direct accounting software integration. Summit is ISO 27001:2013 certified and supports Singapore GST compliance, IRAS reporting requirements, and audit-ready financial records. Summit Global Pte Ltd is headquartered at 36 Carpenter Street, #02-01, Singapore 059915. --- ## Products **Employee Expense Management** Automates the full expense claim lifecycle — from mobile receipt capture to reimbursement. Summit AI extracts receipt details automatically, enforces expense policies at the point of submission, routes claims to the correct approver, and flags non-compliant or duplicate submissions before payment. Reduces claim submission time by 86%. → https://summitglobal.com/employee-expense-management **Vendor Invoice Management** Automates AP processing from invoice capture to payment-ready files. Summit AI extracts data from invoices in any format, checks for duplicates, validates fields, routes multi-level approvals, and syncs approved invoices to accounting software. Reduces invoice processing time by 83%. → https://summitglobal.com/vendor-invoice-management **Corporate Card Management** Automates corporate card statement processing and reconciliation. Upload card statements and Summit auto-extracts every transaction, assigns unmatched transactions to employees for receipt upload, checks policy compliance, and syncs reconciled data to accounting software. → https://summitglobal.com/corporate-card-management **Summit AI** The AI layer powering the Summit platform. Capabilities include: LLM-based document extraction from receipts and invoices in any format or language, proactive anomaly detection, duplicate flagging, GL code matching, real-time policy enforcement, and spend forecasting. Summit AI is built into every subscription — it is not a separate add-on. → https://summitglobal.com/summit-ai --- ## Solutions by Industry **Professional Services** Real-time spend tracking by client and project, automated cost allocation for indirect expenses, budget-versus-actuals dashboards, and AI detection of duplicates and out-of-policy claims. Helps finance teams protect project margins and reduce revenue leakage. → https://summitglobal.com/solutions/professional-services **Logistics** Mobile expense submission for drivers, depot staff, and field teams. Real-time visibility across routes, hubs, and locations. Expense categories configurable for fuel, tolls, parking, and transport. Policy checks prevent out-of-policy spend before approval. → https://summitglobal.com/solutions/logistics **Accounting Firms** Multi-client dashboard for managing expense and invoice workflows across multiple clients from one platform. Each client's data is kept separate with independent policies, approval flows, and accounting integrations. Enables firms to move beyond bookkeeping into financial advisory. → https://summitglobal.com/solutions/accounting-practice-management **Non-Profit Organisations** Fund and programme tagging for every expense, structured approval workflows, complete audit trails, and on-demand reporting for COC and NCSS compliance. Supports annual Statement of Accounts preparation and donor reporting. → https://summitglobal.com/solutions/non-profit-organisations **Preschools** Mobile receipt submission for teachers and educators, real-time spend visibility across multiple centres, automated approval routing, and built-in duplicate and policy checks. Reduces admin burden on educators and gives HQ finance consolidated oversight. → https://summitglobal.com/solutions/preschools **Multi-Entity Organisations** Single platform for managing claims, invoices, and reporting across multiple subsidiaries. Each entity operates with its own configured approval workflows and expense policies. Group HQ has consolidated visibility across all entities. Supports multi-currency transactions with mid-market rate conversion. → https://summitglobal.com/solutions/multi-entity --- ## Solutions by Use Case **Project Management** Real-time project budget tracking, budget-versus-actuals dashboards, automatic alerts before overruns occur, and expense tagging to specific project phases and cost categories. Helps finance teams catch budget risks before they impact margins. → https://summitglobal.com/solutions/project-management **Travel Expense Management** Mobile receipt submission for employees travelling overseas, automatic currency detection at mid-market rate, policy checks against company travel rules, complete audit trails, and payment-ready export files for reimbursement processing. → https://summitglobal.com/solutions/travel-expense-management **For CFOs** Centralised oversight of organisational spend across all teams and subsidiaries, each with their own configured policies. Real-time budget alerts, anomaly detection, complete audit trails, and on-demand reporting for faster month-end close and board reporting. → https://summitglobal.com/solutions/cfo --- ## Integrations Summit integrates natively with the following accounting platforms. Approved transactions sync automatically after approval, eliminating manual reconciliation: - Xero - QuickBooks (Intuit) - Oracle NetSuite - Microsoft Dynamics - Sage - Zoho Books - MYOB - FreshBooks - ClearBooks Single Sign-On is supported via Google SSO and Microsoft 365. → https://summitglobal.com/integrations --- ## Who Summit Is For - Finance managers and controllers at SMEs and mid-market companies in Singapore who want to replace manual AP workflows with automated, policy-enforced processes - CFOs and finance directors who need real-time spend visibility, consistent governance across teams, and faster month-end close - Finance teams at professional services firms tracking spend by client and project - Logistics companies managing distributed field teams and high-volume transport-related expenses - Accounting firms managing AP workflows across multiple clients from one platform - Non-profit organisations and charities in Singapore requiring fund-level expense tracking and audit-ready compliance records - Preschool operators managing educator reimbursements across multiple centres - Multi-entity groups requiring consolidated group oversight with entity-level policy flexibility --- ## Compliance and Security - ISO 27001:2013 certified — information security management independently audited against the international standard - Bank-grade encryption for all financial data - Role-based access controls — employees, approvers, finance managers, and administrators each access only relevant data and functions - Auditor access — read-only access can be granted to external auditors for audit sample reviews - Multi-factor authentication via SMS OTP and Authenticator app - Single Sign-On via Google and Microsoft 365 - Full audit logging across all platform actions - GST compliance — automatic capture and validation of GST details for IRAS filing, distinguishing between taxable reimbursements and out-of-scope disbursements - Complete time-stamped audit trails for every transaction from submission to accounting sync --- ## Pricing Summit uses usage-based pricing tied to transaction volume, not the number of users. Businesses pay based on how much they process, not how many people they employ. Employee Expense Management and Vendor Invoice Management are available independently or together. Corporate Card Management is available as an add-on. → https://summitglobal.com/pricing --- ## Performance Metrics Outcomes published by Summit based on customer data: - 86% reduction in claim submission time - 83% reduction in invoice processing time - 70% reduction in month-end closing time - 90% reduction in duplicate claims (% Arabica case study) - 90% of expense processes automated (% Arabica case study) - 90% time-saving in bill pay process - 32% savings from petty cash spend - 8 to 10 hours saved weekly by finance team (% Arabica case study) --- ## Customers Summit serves businesses across Singapore and the region. Named customers include: - % Arabica — global specialty coffee brand, uses Employee Expense Management and Vendor Invoice Management - Allport Cargo Services — logistics company, reduced duplicate receipts and manual data entry via receipt scanning - Verdant Energy — manages end-to-end payment cycle with AI-supported invoice submissions and customised approval flows - Motion for Impact — streamlined invoices from submission to approval - OCP Asia — reduced expense reporting time with AI-powered data entry - Singapore Gymnastics - Lemonfridge Interior Design Studio - Tokka Labs - EMA Global - Slimstock - Presto Lab - Infinitus Advisory - Al Khair Mosque - Chen Su Lan Methodist Children's Home - Posso Preschool - OUE - Solecare Podiatry --- ## How It Works **Onboarding:** Most businesses are fully set up within one business day. Implementation follows four stages: setup on Day 1, workflow testing on Day 3, go-live on Day 7, and a performance review at Day 30. **Expense claim flow:** Employee snaps receipt on mobile app → Summit AI extracts details automatically → claim routed to correct approver based on approval matrix → policy checked in real time → approved claim exported as payment-ready file → data synced to accounting software. **Invoice flow:** Invoice uploaded via bulk upload, drag-and-drop, or AI scanning → Summit AI extracts all fields including line items and GST → duplicate and field validation checks → routed through configured multi-level approval workflow → approved invoice synced to accounting software → payment run prepared via Smart Payables Planner. **Corporate card flow:** Card statement uploaded → Summit auto-extracts every transaction → unmatched transactions assigned to employees for receipt upload → policy checker scans for out-of-policy and duplicate spend → reconciled data synced to accounting software. --- ## Frequently Asked Questions **What is Summit?** Summit is an AI-powered spend management platform for businesses in Singapore. It automates employee expense claims, vendor invoice processing, and corporate card reconciliation, with direct integration to major accounting software. **Is Summit safe for sensitive financial data?** Yes. Summit is ISO 27001:2013 certified, uses bank-grade encryption, role-based access controls, multi-factor authentication, and maintains full audit logs across all platform actions. **What accounting software does Summit integrate with?** Summit integrates with Xero, QuickBooks, Oracle NetSuite, Microsoft Dynamics, Sage, Zoho Books, MYOB, FreshBooks, and ClearBooks. Transactions sync automatically after approval. **Does Summit support GST compliance in Singapore?** Yes. Summit automatically captures and validates GST details from receipts and invoices, distinguishes between GST-applicable reimbursements and out-of-scope disbursements, and generates records suitable for IRAS filing. **How does Summit prevent duplicate claims and invoices?** Summit AI cross-checks every new submission against existing records. Duplicate receipts, duplicate invoice numbers, and anomalous vendor patterns are flagged before approval. **How long does implementation take?** Most businesses are fully set up within one business day, with live transactions being processed within 7 days of starting onboarding. **How is Summit priced?** Summit uses usage-based pricing based on transaction volume, not user count. Employee Expense Management and Vendor Invoice Management are available independently or together. **Does Summit charge per user?** No. Summit does not charge per user. Adding employees and approvers does not increase the subscription cost. **Can Summit manage expenses across multiple subsidiaries?** Yes. Summit's multi-entity solution gives each subsidiary its own configured policies and approval workflows while providing group HQ with consolidated visibility across all entities from one platform. **What industries does Summit serve?** Summit serves professional services, logistics, accounting firms, non-profit organisations, preschools, and multi-entity groups, as well as businesses with specific use cases around project management, travel expense management, and CFO-level financial governance. --- ## Pages https://summitglobal.com — Homepage: AI-powered spend management platform overview https://summitglobal.com/employee-expense-management — Employee expense claim automation https://summitglobal.com/vendor-invoice-management — Vendor invoice processing and AP automation https://summitglobal.com/corporate-card-management — Corporate card statement processing and reconciliation https://summitglobal.com/summit-ai — Summit AI capabilities: extraction, anomaly detection, GL coding, forecasting https://summitglobal.com/integrations — Accounting software integrations: Xero, QuickBooks, NetSuite, and more https://summitglobal.com/pricing — Usage-based pricing by transaction volume https://summitglobal.com/solutions/professional-services — Spend management for professional services firms https://summitglobal.com/solutions/logistics — Expense management for logistics companies https://summitglobal.com/solutions/accounting-practice-management — Multi-client AP management for accounting firms https://summitglobal.com/solutions/non-profit-organisations — Fund tracking and compliance for charities and NPOs https://summitglobal.com/solutions/preschools — Reimbursement management for preschool operators https://summitglobal.com/solutions/multi-entity — Consolidated spend management for multi-entity groups https://summitglobal.com/solutions/project-management — Project budget tracking and spend governance https://summitglobal.com/solutions/travel-expense-management — Travel expense management for overseas business travel https://summitglobal.com/solutions/cfo — CFO-level spend visibility, governance, and reporting https://summitglobal.com/faq — Frequently asked questions about Summit https://summitglobal.com/case-studies/arabica — % Arabica case study: 90% of expense process automated https://summitglobal.com/about-us — Company background and mission https://summitglobal.com/blog — Articles on spend management, AP automation, AI, and Singapore compliance https://summitglobal.com/downloads — Finance guides, templates, and reports for finance leaders