Trusted across industries
How Summit and SAP Concur compare
Pay for what you use, not who uses it
Summit pricing is based on usage, not headcount. Onboard your entire team without watching costs climb as you grow. Your cost reflects how you use the platform, nothing more.
vs SAP Concur Our market research shows that SAP Concur typically offers per-user, per-month pricing model. As your headcount grows, so does your bill, regardless of each user's usage.
Support that’s available at no extra costs
Summit’s APAC-based support team is available to you 24/7. We understand local industry practices, compliance requirements and how finance teams actually operate in the region.
vs SAP Concur SAP Concur support is available, based on your plan. If support is not available in your plan, it may send you on a hunt for answers.
Go live in days, not months
Designed for fast deployment with minimal IT involvement. No enterprise-scale configuration project required. If you use Xero, QuickBooks or NetSuite, connecting your accounting software takes one click.
vs SAP Concur SAP Concur configurations can become lengthy and complex, depending on add-ons that are offered by one or more SAP entities.
Your rules, your workflow. AI does the rest.
Snap a receipt, let Summit's AI auto-extract data, route approvals and handle reimbursements. Claim forms are fully customisable, the mobile app works on the go, and admins can raise claims on behalf of management, with no add-on costs for powerful AI.
vs SAP Concur AI features are not included by default. They require a separate add-on, a minimum lock-in period and additional prerequisites before activation.
How Summit compares to SAP Concur
CATEGORY 1: EXPENSE MANAGEMENT Accurate as at 11 May 2026
| Feature | Summit Standard Plan | SAP Concur Standard Plan |
|---|---|---|
| AI scanning |
|
Add-on cost for ExpenseIt |
| Multi-lingual receipt |
|
Add-on cost for ExpenseIt
|
| Mobile app receipt scanning |
|
Add-on cost for ExpenseIt
|
| Policy enforcement |
|
|
| Anomaly detection |
|
Add-on cost for Verify
|
| Duplicate detection |
|
Add-on cost for Verify
|
| Smart expense categorisation |
|
Add-on cost for ExpenseIt
|
| Multi-currency expenses |
|
|
| Real-time FX rate |
|
|
| Creating on behalf of others |
|
Only preset delegates
|
| Enforce bank details collection |
|
|
| Customised data field based on expense type |
|
|
| Pre-spend approval |
|
|
| In-app accommodation booking |
|
|
| Corporate card reconciliation |
|
|
| Benefit and Tax assurance |
|
|
CATEGORY 2: INVOICE & AP AUTOMATION
| Feature | Summit Standard Plan | SAP Concur Standard Plan |
|---|---|---|
| Vendor invoice management |
|
|
| Bulk upload with auto-data extraction |
|
|
| Process multiple invoices in a single PDF |
|
Requires RPA setup
|
| Auto capture vendor bank details |
|
Add-on cost for Invoice Capture
|
| Smart vendor matching |
|
|
| Auto capture line items |
|
|
| Smart invoice categorisation |
|
|
| Flexible approval routing |
|
|
| Real-time audit trail |
|
|
| Duplicate detection |
|
|
| Payment run scheduling |
|
|
| Customised invoice data field |
|
|
| OCBC and DBS bank file template |
|
|
CATEGORY 3: INTEGRATIONS
| Feature | Summit Standard Plan | SAP Concur Standard Plan |
|---|---|---|
| Xero |
|
|
| Quickbooks |
|
|
| Microsoft Dynamics |
|
|
| Netsuite |
|
|
| SAP ERP / S4HANA |
via SFTP
|
|
| MYOB |
via SFTP
|
|
CATEGORY 4: PRICING & COMMERCIALS
| Feature | Summit Standard Plan | SAP Concur Standard Plan |
|---|---|---|
| Usage-based pricing (no per-user fees) |
|
|
| No long-term lock-in contract |
|
Typically starts from 12-month
|
| Expense + AP in one product |
|
|
| Travel booking module available |
|
|
CATEGORY 5: PLATFORM & ADMINISTRATION
| Feature | Summit Standard Plan | SAP Concur Standard Plan |
|---|---|---|
| Go live in days |
|
|
| Multi-entity management built-in |
|
|
| Role-based access controls |
|
|
| Custom multi-level approval workflows |
|
|
| Real-time budget tracking |
|
|
| Real-time dashboards |
|
|
CATEGORY 6: SUPPORT & SUCCESS
| Feature | Summit Standard Plan | SAP Concur Standard Plan |
|---|---|---|
| Direct Support |
|
Available as add-on
|
| Dedicated implementation support |
|
Via partners
|
| Product consulting service |
|
Available as add-on
|
CATEGORY 7: SECURITY & COMPLIANCE
| Feature | Summit Standard Plan | SAP Concur Standard Plan |
|---|---|---|
| ISO/IEC 27001:2022 certified |
|
|
| GDPR compliant |
|
|
| SSO / MFA |
|
|
|
AI scanning
Add-on cost for ExpenseIt |
|
Multi-lingual receipt
Add-on cost for ExpenseIt
|
|
Mobile app receipt scanning
Add-on cost for ExpenseIt
|
|
Policy enforcement
|
|
Anomaly detection
Add-on cost for Verify
|
|
Duplicate detection
Add-on cost for Verify
|
|
Smart expense categorisation
Add-on cost for ExpenseIt
|
|
Multi-currency expenses
|
|
Real-time FX rate
|
|
Creating on behalf of others
Only preset delegates
|
|
Enforce bank details collection
|
|
Customised data field based on expense type
|
|
Pre-spend approval
|
|
In-app accommodation booking
|
|
Corporate card reconciliation
|
|
Benefit and Tax assurance
|
|
Vendor invoice management
|
|
Bulk upload with auto-data extraction
|
|
Process multiple invoices in a single PDF
Requires RPA setup
|
|
Auto capture vendor bank details
Add-on cost for Invoice Capture
|
|
Smart vendor matching
|
|
Auto capture line items
|
|
Smart invoice categorisation
|
|
Flexible approval routing
|
|
Real-time audit trail
|
|
Duplicate detection
|
|
Payment run scheduling
|
|
Customised invoice data field
|
|
OCBC and DBS bank file template
|
|
Xero
|
|
Quickbooks
|
|
Microsoft Dynamics
|
|
Netsuite
|
|
SAP ERP / S4HANA
via SFTP
|
|
MYOB
via SFTP
|
|
Usage-based pricing (no per-user fees)
|
|
No long-term lock-in contract
Typically starts from 12-month
|
|
Expense + AP in one product
|
|
Travel booking module available
|
|
Go live in days
|
|
Multi-entity management built-in
|
|
Role-based access controls
|
|
Custom multi-level approval workflows
|
|
Real-time budget tracking
|
|
Real-time dashboards
|
|
Direct Support
Available as add-on
|
|
Dedicated implementation support
Via partners
|
|
Product consulting service
Available as add-on
|
|
ISO/IEC 27001:2022 certified
|
|
GDPR compliant
|
|
SSO / MFA
|