Trusted across industries
How Summit and SAP Concur compare
Pay for what you use, not who uses it
Summit pricing is based on usage, not headcount. Onboard your entire team without watching costs climb as you grow. Your cost reflects how you use the platform, nothing more.
vs SAP Concur SAP Concur operates on per-user, per-month pricing. As your headcount grows, so does your bill, regardless of how actively each user engages with the platform.
Support that's actually in your timezone
Summit's support team is APAC-based, understand locasl business practices, compliance requirements and how finance teams here actually operate.
vs SAP Concur SAP Concur support is routed through global helpdesks. Response times and regional context can vary depending on where your ticket lands.
Go live in days, not months
Designed for fast deployment with minimal IT involvement. No enterprise-scale configuration project required. If you use Xero, QuickBooks or NetSuite, connecting your accounting software takes one click.
vs SAP Concur SAP Concur implementations typically involve lengthy configuration, dedicated IT resources and extended rollout timelines before teams can go live.
Your rules, your workflow. AI does the rest.
Snap a receipt, let Summit's AI auto-extract data, route approvals and handle reimbursements. Claim forms are fully customisable, the mobile app works on the go, and admins can raise claims on behalf of management, with no add-on costs.
vs SAP Concur AI expense features are an add-on. Custom claim forms and advanced features typically require additional setup or licensing.
How Summit compares to SAP Concur
CATEGORY 1: EXPENSE MANAGEMENT
| Feature | Summit | SAP Concur |
|---|---|---|
| AI scanning |
|
Some fields manual |
| Multi-lingual receipt |
|
Limited
|
| Mobile app submission |
|
|
| Policy enforcement |
|
At submission only
|
| Anomaly detection |
|
Add-on cost
|
| Duplicate detection |
|
Add-on cost
|
| Smart expense categorisation |
|
|
| Multi-currency expenses |
|
|
| Real-time FX rate |
|
|
| Creating on behalf of the others |
|
|
| Enforce bank details collection |
|
|
| Customised data field based on expense type |
|
|
| Pre-spend approval |
|
|
| In-app accommodation booking |
|
|
| Corporate card reconciliation |
|
|
| Benefit and Tax assurance |
|
|
CATEGORY 2: INVOICE & AP AUTOMATION
| Feature | Summit | |
|---|---|---|
| Vendor invoice management |
|
|
| Bulk upload with auto-data extraction |
|
|
| Process multiple invoices in a single PDF |
|
|
| Auto capture vendor bank details |
|
|
| Smart vendor matching |
|
|
| Auto capture line items |
|
Low Accuracy, Add-on cost
|
| Smart invoice categorisation |
|
|
| Flexible approval routing |
|
Rigid setup
|
| Real-time audit trail |
|
|
| Duplicate detection |
|
|
| Payment run scheduling |
|
|
| Customised invoice data field |
|
|
| Import-ready bank template |
|
|
CATEGORY 3: INTEGRATIONS
| Feature | Summit | |
|---|---|---|
| Xero |
|
|
| Quickbooks |
|
|
| Microsoft Dynamics |
|
|
| Netsuite |
|
|
| SAP ERP / S4HANA |
via SFTP
|
|
| MYOB |
via SFTP
|
|
CATEGORY 4: PRICING & COMMERCIALS
| Feature | Summit | |
|---|---|---|
| Usage-based pricing (no per-user fees) |
|
|
| No long-term lock-in contract |
|
|
| Expense + AP in one product |
|
|
| Travel booking module available |
|
|
CATEGORY 5: PLATFORM & ADMINISTRATION
| Feature | Summit | |
|---|---|---|
| Go live in days |
|
|
| Finance-team managed (no IT needed) |
|
|
| Multi-entity management built-in |
|
Extra config
|
| Role-based access controls |
|
|
| Custom multi-level approval workflows |
|
|
| Real-time budget tracking |
|
Better with SAP finance
|
| Real-time dashboards |
|
|
CATEGORY 6: SUPPORT & SUCCESS
| Feature | Summit | |
|---|---|---|
| APAC-hours support |
|
|
| Dedicated onboarding team |
|
Via partners
|
| Multi-lingual support for Asia |
Limited
|
Limited
|
| Direct Customer Success access |
|
Tiered by contract size
|
CATEGORY 7: SECURITY & COMPLIANCE
| Feature | Summit | |
|---|---|---|
| ISO/IEC 27001:2022 certified |
|
|
| GDPR compliant |
|
|
| SSO / MFA |
|
|
|
AI scanning
Some fields manual |
|
Multi-lingual receipt
Limited
|
|
Mobile app submission
|
|
Policy enforcement
At submission only
|
|
Anomaly detection
Add-on cost
|
|
Duplicate detection
Add-on cost
|
|
Smart expense categorisation
|
|
Multi-currency expenses
|
|
Real-time FX rate
|
|
Creating on behalf of the others
|
|
Enforce bank details collection
|
|
Customised data field based on expense type
|
|
Pre-spend approval
|
|
In-app accommodation booking
|
|
Corporate card reconciliation
|
|
Benefit and Tax assurance
|
|
Vendor invoice management
|
|
Bulk upload with auto-data extraction
|
|
Process multiple invoices in a single PDF
|
|
Auto capture vendor bank details
|
|
Smart vendor matching
|
|
Auto capture line items
Low Accuracy, Add-on cost
|
|
Smart invoice categorisation
|
|
Flexible approval routing
Rigid setup
|
|
Real-time audit trail
|
|
Duplicate detection
|
|
Payment run scheduling
|
|
Customised invoice data field
|
|
Import-ready bank template
|
|
Xero
|
|
Quickbooks
|
|
Microsoft Dynamics
|
|
Netsuite
|
|
SAP ERP / S4HANA
via SFTP
|
|
MYOB
via SFTP
|
|
Usage-based pricing (no per-user fees)
|
|
No long-term lock-in contract
|
|
Expense + AP in one product
|
|
Travel booking module available
|
|
Go live in days
|
|
Finance-team managed (no IT needed)
|
|
Multi-entity management built-in
Extra config
|
|
Role-based access controls
|
|
Custom multi-level approval workflows
|
|
Real-time budget tracking
Better with SAP finance
|
|
Real-time dashboards
|
|
APAC-hours support
|
|
Dedicated onboarding team
Via partners
|
|
Multi-lingual support for Asia
Limited
Limited
|
|
Direct Customer Success access
Tiered by contract size
|
|
ISO/IEC 27001:2022 certified
|
|
GDPR compliant
|
|
SSO / MFA
|